@font-face {
  font-family: Noto Sans;
  src: url('/assets/NotoSans-Regular.ttf') format('truetype');
  font-style: normal;
  font-weight: 400;
  font-display: swap;
}
@font-face {
  font-family: Noto Sans;
  src: url('/assets/NotoSans-Bold.ttf') format('truetype');
  font-style: normal;
  font-weight: 700;
  font-display: swap;
}
:root {
  font-family:
    Noto Sans,
    system-ui,
    sans-serif;
  color: #18323a;
  background: #faf9f5;
  font-synthesis: none;
  --ink: #132d35;
  --muted: #52656a;
  --line: #d9dfd9;
  --green: #26614e;
  --cream: #faf9f5;
}
* {
  box-sizing: border-box;
}
body {
  margin: 0;
}
a {
  color: inherit;
  text-underline-offset: 4px;
}
a:hover {
  color: var(--green);
}
button,
a {
  -webkit-tap-highlight-color: transparent;
}
a:focus-visible,
[tabindex]:focus-visible {
  outline: 3px solid #a05b16;
  outline-offset: 5px;
  border-radius: 2px;
}
h1,
h2,
h3,
p {
  margin: 0;
}
h1,
h2,
h3 {
  font-weight: 700;
}
h1 {
  font-size: clamp(2.3rem, 4.5vw, 4.15rem);
  line-height: 1.12;
  letter-spacing: -0.045em;
}
h2 {
  letter-spacing: -0.03em;
  line-height: 1.25;
}
p {
  line-height: 1.75;
}
li {
  line-height: 1.75;
}
.container {
  max-width: 1200px;
  margin-inline: auto;
  padding-inline: 40px;
}
.skip-link {
  position: absolute;
  left: 20px;
  top: -100px;
  z-index: 50;
  background: var(--ink);
  color: white;
  padding: 15px;
}
.skip-link:focus {
  top: 12px;
}
.site-header {
  border-bottom: 1px solid var(--line);
  background: var(--cream);
}
.header-inner {
  min-height: 104px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 11px;
  text-decoration: none;
  font-size: 23px;
  font-weight: 700;
  letter-spacing: -0.7px;
  line-height: 1.2;
}
.brand small {
  display: block;
  font-size: 10px;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  margin-top: 7px;
  font-weight: 400;
  color: var(--muted);
}
.brand-mark {
  position: relative;
  width: 43px;
  height: 43px;
  display: grid;
  place-items: center;
  border: 1.5px solid currentColor;
  border-radius: 12px;
  font-size: 30px;
  line-height: 1;
  font-weight: 400;
}
.brand-mark span {
  position: absolute;
  top: 0;
  right: 5px;
  color: var(--green);
  font-size: 22px;
}
.header-inner nav {
  display: flex;
  align-items: center;
  gap: 27px;
  font-size: 13px;
}
.header-inner nav > a:not(.button) {
  text-decoration: none;
}
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  background: var(--ink);
  color: #fffdf8;
  padding: 17px 23px;
  text-decoration: none;
  border-radius: 5px;
  font-size: 13px;
  font-weight: 700;
  line-height: 1.5;
  border: 1px solid var(--ink);
}
.button:hover {
  background: #285046;
  color: #fff;
}
.button.small {
  padding: 12px 16px;
  font-size: 12px;
  gap: 12px;
}
.button.light {
  background: #d4e8dc;
  color: var(--ink);
  border-color: #d4e8dc;
}
.button.light:hover {
  background: white;
}
.text-link {
  font-size: 13px;
  font-weight: 700;
}
.eyebrow {
  font-size: 10px;
  line-height: 1.5;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  font-weight: 700;
  color: var(--green);
}
.lead {
  font-size: 17px;
  line-height: 1.75;
  color: var(--muted);
}
.hero {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 70px;
  align-items: center;
  padding-top: 78px;
  padding-bottom: 80px;
}
.hero h1 {
  font-size: clamp(3.3rem, 5.8vw, 5rem);
  margin: 19px 0 24px;
}
.hero .lead {
  max-width: 470px;
}
.actions {
  display: flex;
  align-items: center;
  gap: 22px;
  flex-wrap: wrap;
  margin-top: 30px;
}
.hero-caption {
  font-size: 11px;
  line-height: 1.6;
  color: var(--muted);
  margin-top: 31px;
}
.quote-sheet {
  background: #fffefb;
  border: 1px solid var(--line);
  box-shadow: 12px 12px 0 #e9ede5;
  border-radius: 6px;
  padding: 30px;
  transform: rotate(1deg);
}
.sheet-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 15px;
}
.status {
  font-size: 9px;
  color: #5d5b38;
  padding: 5px 8px;
  background: #f3efdc;
  border-radius: 3px;
}
.quote-sheet h2 {
  font-size: 30px;
  margin: 26px 0;
}
.sheet-total {
  padding: 20px 0;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.sheet-total > span {
  font-size: 11px;
  color: var(--muted);
}
.sheet-total strong {
  display: block;
  font-size: 39px;
  font-weight: 400;
  letter-spacing: -1.6px;
  margin-top: 8px;
}
.sheet-total strong small {
  font-size: 15px;
  letter-spacing: 0;
  color: var(--muted);
}
.review-lines {
  margin: 9px 0 0;
}
.review-lines > div {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid #e8ebe5;
  font-size: 10px;
}
.review-lines dt {
  color: var(--muted);
}
.review-lines dd {
  margin: 0;
  display: flex;
  align-items: center;
  gap: 6px;
}
.dot {
  width: 5px;
  height: 5px;
  border-radius: 50%;
  flex-shrink: 0;
}
.amber {
  background: #a26723;
}
.sheet-note {
  font-size: 11px;
  color: var(--muted);
  margin: 20px 0 8px;
}
.quote-sheet > .text-link {
  font-size: 11px;
}
.principles {
  border-block: 1px solid var(--line);
  background: #f1f3ed;
}
.principles-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  padding-block: 24px;
  gap: 32px;
}
.principles-grid > div {
  display: grid;
  grid-template-columns: 27px 1fr;
  gap: 4px 11px;
}
.principles-grid span {
  grid-row: 1/3;
  font-size: 10px;
  padding-top: 4px;
  color: var(--green);
}
.principles-grid h2 {
  font-size: 14px;
  letter-spacing: -0.02em;
}
.principles-grid p {
  font-size: 11px;
  color: var(--muted);
}
.section {
  padding-top: 68px;
  padding-bottom: 68px;
}
.section-heading {
  margin-bottom: 30px;
}
.section-heading h2 {
  font-size: 30px;
  margin-top: 13px;
}
.section-heading > p:last-child:not(.eyebrow) {
  font-size: 13px;
  color: var(--muted);
  margin-top: 12px;
}
.guide-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0 30px;
}
.guide-card {
  display: flex;
  flex-direction: column;
  border-top: 1px solid #a9b8ad;
  padding: 23px 0 26px;
  text-decoration: none;
  min-height: 246px;
}
.guide-card:hover h3 {
  text-decoration: underline;
  text-underline-offset: 4px;
}
.card-meta {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--green);
}
.card-meta span:last-child {
  white-space: nowrap;
  color: var(--muted);
}
.guide-card h3 {
  font-size: 20px;
  line-height: 1.35;
  letter-spacing: -0.025em;
  margin: 17px 0 12px;
}
.guide-card p {
  font-size: 12px;
  color: var(--muted);
  line-height: 1.75;
}
.card-bottom {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  font-weight: 700;
  margin-top: auto;
  padding-top: 24px;
}
.card-bottom > span:last-child {
  font-size: 17px;
}
.example-banner {
  background: var(--ink);
  color: #fffdf8;
  border-radius: 7px;
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 65px;
  padding: 45px;
}
.example-banner .eyebrow {
  color: #bdd8c9;
}
.example-banner h2 {
  font-size: 34px;
  margin: 16px 0;
}
.example-banner p {
  font-size: 12px;
  color: #ced9d6;
}
.example-banner .button {
  margin-top: 23px;
}
.example-totals {
  padding-top: 9px;
}
.example-totals > div {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 15px;
  padding: 22px 0;
  border-bottom: 1px solid #456069;
}
.example-totals span {
  font-size: 12px;
  color: #ced9d6;
}
.example-totals strong {
  font-size: 21px;
  font-weight: 400;
}
.example-totals p {
  font-size: 10px;
  line-height: 1.7;
  margin-top: 20px;
}
.download-list {
  border-top: 1px solid var(--line);
}
.download-list > a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  text-decoration: none;
  border-bottom: 1px solid var(--line);
  padding: 23px 0;
}
.download-list strong {
  display: block;
  font-size: 16px;
}
.download-list small {
  display: block;
  color: var(--muted);
  font-size: 12px;
  margin-top: 5px;
}
.download-list > a > span:last-child {
  font-size: 11px;
  white-space: nowrap;
}
.download-list + a,
.download-list + p {
  margin-top: 20px;
}
.tool-cta {
  margin-top: 65px;
  display: flex;
  justify-content: space-between;
  gap: 28px;
  align-items: center;
  border-top: 1px solid var(--line);
  padding-top: 38px;
}
.tool-cta h2 {
  font-size: 24px;
  margin: 12px 0 10px;
}
.tool-cta p:not(.eyebrow) {
  font-size: 12px;
  color: var(--muted);
}
.tool-cta > .button {
  flex-shrink: 0;
}
.site-footer {
  background: #eff1ec;
  border-top: 1px solid var(--line);
  padding: 44px 0 25px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 35px;
}
.footer-grid .brand {
  font-size: 20px;
}
.footer-grid p {
  font-size: 12px;
  color: var(--muted);
  margin-top: 22px;
}
.footer-grid .fine {
  font-size: 10px;
}
.footer-grid nav {
  display: flex;
  flex-direction: column;
  gap: 13px;
  font-size: 11px;
  padding-top: 5px;
}
.footer-grid nav a {
  text-decoration: none;
}
.footer-grid nav a:hover {
  text-decoration: underline;
}
.footer-note {
  font-size: 10px;
  color: var(--muted);
  margin-top: 35px;
}
.page-heading {
  margin-bottom: 48px;
}
.page-heading h1 {
  margin: 17px 0 22px;
  max-width: 850px;
}
.page-heading .lead {
  max-width: 680px;
}
.article-layout {
  display: grid;
  grid-template-columns: 220px minmax(0, 720px);
  gap: 65px;
  padding-top: 48px;
  padding-bottom: 70px;
}
.article-sidebar {
  font-size: 11px;
}
.back-link {
  font-weight: 700;
  text-decoration: none;
}
.article-sidebar nav {
  margin-top: 43px;
  display: flex;
  flex-direction: column;
  gap: 15px;
  line-height: 1.6;
}
.article-sidebar nav a {
  text-decoration: none;
  color: var(--muted);
}
.article-sidebar nav a:hover {
  color: var(--green);
  text-decoration: underline;
}
.sidebar-note {
  font-size: 10px;
  color: var(--muted);
  margin-top: 35px;
  padding-top: 20px;
  border-top: 1px solid var(--line);
}
.article-header h1 {
  font-size: clamp(2.1rem, 3.5vw, 3.1rem);
  margin: 16px 0 23px;
}
.article-header .lead {
  font-size: 16px;
}
.byline {
  font-size: 10px;
  color: var(--muted);
  margin-top: 24px;
  padding-bottom: 29px;
  border-bottom: 1px solid var(--line);
}
.prose {
  font-size: 15px;
  line-height: 1.8;
  overflow-wrap: break-word;
}
.prose h2 {
  font-size: 23px;
  margin: 36px 0 16px;
  scroll-margin-top: 25px;
}
.prose p {
  margin: 0 0 18px;
}
.prose ul {
  padding-left: 22px;
  margin-bottom: 22px;
}
.prose li {
  margin-bottom: 12px;
}
.prose a {
  font-weight: 700;
}
.prose .lead {
  font-size: 18px;
}
.note {
  border-left: 3px solid #749d80;
  background: #edf1e8;
  padding: 22px 25px;
  margin: 28px 0;
  font-size: 13px;
}
.note > strong {
  display: block;
  font-size: 13px;
  margin-bottom: 9px;
}
.note p {
  margin: 0;
}
.table-wrap {
  overflow-x: auto;
  margin: 28px 0;
  border: 1px solid var(--line);
  border-radius: 4px;
  max-width: 100%;
}
table {
  width: 100%;
  border-collapse: collapse;
  font-size: 11px;
  line-height: 1.6;
  white-space: nowrap;
}
caption {
  text-align: left;
  font-size: 11px;
  color: var(--muted);
  padding: 15px;
  background: #f0f2eb;
  white-space: normal;
}
th,
td {
  padding: 14px;
  text-align: left;
  border-top: 1px solid var(--line);
}
thead th {
  font-size: 10px;
  background: #f5f6f0;
  font-weight: 700;
}
tbody th {
  font-weight: 700;
}
tbody tr:last-child td,
tbody tr:last-child th {
  border-bottom: 0;
}
.article-end {
  margin-top: 40px;
  padding-top: 23px;
  border-top: 1px solid var(--line);
  font-size: 11px;
  color: var(--muted);
}
.article-end .text-link {
  display: inline-block;
  margin-top: 12px;
  font-size: 11px;
}
.article-tool {
  background: #edf1e8;
  padding: 28px;
  margin-top: 35px;
  border-radius: 5px;
}
.article-tool h2 {
  font-size: 23px;
}
.article-tool p {
  font-size: 13px;
  margin: 13px 0 20px;
  color: var(--muted);
}
.policy-page {
  max-width: 830px;
  padding-top: 60px;
  padding-bottom: 75px;
}
.policy-page h1 {
  margin: 16px 0 32px;
}
.policy-page > .prose {
  margin-top: 10px;
}
.email-link {
  font-size: clamp(1rem, 3vw, 1.5rem);
  overflow-wrap: anywhere;
}
.template-intro {
  max-width: 740px;
  margin-top: 55px;
}
@media (min-width: 1400px) {
  .hero {
    padding-top: 90px;
    padding-bottom: 95px;
  }
}
@media (max-width: 1000px) {
  .container {
    padding-inline: 28px;
  }
  .header-inner {
    gap: 20px;
  }
  .header-inner nav {
    gap: 18px;
  }
  .hero {
    gap: 35px;
  }
  .hero h1 {
    font-size: 60px;
  }
  .quote-sheet {
    padding: 22px;
  }
  .review-lines > div {
    font-size: 9px;
  }
  .actions {
    gap: 18px;
  }
  .hero .actions {
    align-items: flex-start;
    flex-direction: column;
  }
  .guide-grid {
    gap: 0 24px;
  }
  .example-banner {
    padding: 34px;
    gap: 35px;
  }
  .article-layout {
    grid-template-columns: 175px minmax(0, 1fr);
    gap: 35px;
  }
  .guide-card h3 {
    font-size: 18px;
  }
}
@media (max-width: 760px) {
  .container {
    padding-inline: 24px;
  }
  .header-inner {
    flex-wrap: wrap;
    padding-block: 20px;
    gap: 22px;
  }
  .brand {
    font-size: 21px;
  }
  .header-inner nav {
    width: 100%;
    gap: 22px;
    font-size: 12px;
  }
  .header-inner nav > .button {
    margin-left: auto;
    padding: 10px 12px;
    font-size: 10px;
    gap: 6px;
  }
  .hero {
    grid-template-columns: 1fr;
    padding-top: 45px;
    padding-bottom: 55px;
    gap: 42px;
  }
  .hero h1 {
    font-size: 60px;
  }
  .hero-copy .lead {
    font-size: 16px;
    max-width: 530px;
  }
  .hero .actions {
    flex-direction: row;
    align-items: center;
  }
  .hero-caption br {
    display: none;
  }
  .quote-sheet {
    max-width: 530px;
    width: 100%;
    transform: none;
    padding: 26px;
    box-shadow: 8px 8px 0 #e9ede5;
  }
  .review-lines > div {
    font-size: 11px;
  }
  .quote-sheet h2 {
    font-size: 30px;
  }
  .principles-grid {
    gap: 24px;
    grid-template-columns: 1fr;
  }
  .principles-grid > div {
    grid-template-columns: 27px 1fr;
  }
  .principles-grid h2 {
    font-size: 15px;
  }
  .principles-grid p {
    font-size: 12px;
  }
  .guide-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0 24px;
  }
  .section {
    padding-block: 48px;
  }
  .section-heading h2 {
    font-size: 27px;
  }
  .example-banner {
    grid-template-columns: 1fr;
    gap: 20px;
    padding: 28px;
  }
  .example-banner h2 {
    font-size: 32px;
  }
  .example-totals {
    padding: 0;
  }
  .example-totals > div {
    padding: 16px 0;
  }
  .tool-cta {
    flex-direction: column;
    align-items: flex-start;
    margin-top: 40px;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }
  .footer-grid > div:first-child {
    grid-column: 1/-1;
  }
  .article-layout {
    display: flex;
    flex-direction: column;
    gap: 28px;
    padding-top: 30px;
    padding-bottom: 50px;
  }
  .article-sidebar nav,
  .sidebar-note {
    display: none;
  }
  .article-header h1 {
    font-size: 38px;
  }
  .article-header .lead {
    font-size: 16px;
  }
  .prose {
    font-size: 15px;
  }
  .policy-page {
    padding-top: 40px;
    padding-bottom: 50px;
  }
  .policy-page h1 {
    font-size: 38px;
  }
  .page-heading {
    margin-bottom: 36px;
  }
  .page-heading h1 {
    font-size: 38px;
  }
}
@media (max-width: 480px) {
  .container {
    padding-inline: 20px;
  }
  .header-inner nav {
    gap: 17px;
  }
  .header-inner nav > .button {
    max-width: 155px;
    text-align: center;
  }
  .hero h1 {
    font-size: clamp(2.4rem, 11vw, 3.1rem);
  }
  .hero .actions {
    flex-direction: column;
    align-items: flex-start;
  }
  .guide-grid {
    grid-template-columns: 1fr;
  }
  .guide-card {
    min-height: 0;
    padding-bottom: 26px;
  }
  .guide-card h3 {
    font-size: 22px;
  }
  .guide-card p {
    font-size: 13px;
  }
  .card-bottom {
    padding-top: 18px;
  }
  .review-lines > div {
    font-size: 9px;
  }
  .quote-sheet {
    padding: 22px;
  }
  .sheet-top {
    gap: 10px;
  }
  .sheet-top .eyebrow {
    font-size: 9px;
  }
  .status {
    font-size: 8px;
  }
  .download-list strong {
    font-size: 14px;
  }
  .download-list small {
    font-size: 11px;
  }
  .example-totals strong {
    font-size: 19px;
  }
  .article-header h1 {
    font-size: 34px;
  }
  .byline {
    font-size: 9px;
  }
  .note {
    padding: 20px;
  }
  .prose h2 {
    font-size: 22px;
  }
  .policy-page h1,
  .page-heading h1 {
    font-size: 34px;
  }
}
@media print {
  .site-header,
  .site-footer,
  .article-sidebar,
  .tool-cta,
  .article-tool,
  .actions,
  .skip-link {
    display: none;
  }
  .container {
    max-width: none;
    padding: 0;
  }
  .article-layout {
    display: block;
    padding: 0;
  }
  .article-header h1 {
    font-size: 26pt;
  }
  .prose {
    font-size: 11pt;
  }
  .prose h2 {
    break-after: avoid;
    font-size: 16pt;
  }
  .table-wrap {
    overflow: visible;
  }
  table {
    white-space: normal;
  }
  .note {
    break-inside: avoid;
  }
  body {
    background: white;
    color: black;
  }
  a {
    color: black;
  }
  a[href^='https']::after {
    content: ' (' attr(href) ')';
    font-size: 9pt;
  }
  * {
    box-shadow: none !important;
    transform: none !important;
  }
  .guide-grid {
    display: block;
  }
}

.breadcrumbs {
  margin-bottom: 24px;
  font-size: 13px;
}